Recurring Billing and Subscription Payments Merchant Account For e-Commerce

Signing customers up for an ongoing monthly subscription can provide a business with much needed consistent and predictable income. Unfortunately, recurring billing comes with two key challenges. Consumer perception and increased risk of chargebacks. For subscription companies this adds up to the need for a recurring billing, high-risk merchant account.  Within the very recent past, […]

Cyber Crime-SMBs #1 Security Risk (And What To Do About It)

Data has become one of the most valuable commodities on the market today, even more than the value of oil. And not just for insights into consumers for marketing means, but for cyber criminals to sell on the dark web too. Therefore, the sheer value of a company’s data makes unsecured data the most sought-after […]

Contactless Payments Keep Businesses Healthy, Are You Ready?

We’re living in a time where every business in every industry is having to rethink the way they run everyday operations. Consumers are turning to contactless payments as a way to purchase goods while remaining safe. As we move forward, if you want your business to remain healthy, you must accept contactless payments. Just 2 […]

MSP, ISO, PayPal, PayFac? Who Cares? I Just Want To Accept Credit Card Payments

The business of accepting credit cards and payment processing can be pretty confusing for merchants.  The primary concern of most merchants is making sure they are able to accept credit card payments from their clients. Most merchants know they need to open a merchant account to accept the various forms of payments, other than cash, […]

Your Comprehensive Guide to Credit Card Surcharging

What is credit card surcharging? And is it the right move for your business model?  The fact is, it costs money for merchants to accept credit cards as a form of payment. If you own a business that charges consumers for your products or services, you know this. But many consumers don’t really think about […]

Shopping Cart Abandonment DURING COVID-19

Shopping Cart Abandonment DURING COVID-19 has declined. eCommerce conversion rates have increased. Shopping cart abandonment is always top of mind for eCommerce merchants. But a lot has changed in 2020. Everything about how we work, how we shop, and how we buy consumer goods is different from any time before. While many of the problems […]

Understand Your Credit Card Processing Statements: Part 2 – Pricing Structures

Understand Your Credit Card Processing Statements In last week’s article, we described the various players involved with processing credit card payments for merchants. We also talked about what rates they charge you and whether you have any control over the fees. If you haven’t read it, you can do so right here. It’s a great […]

Learn To Read Your Statement And Understand Your Credit Card Processing Fees Part 1 – The Players

The credit card processing industry is made up of a web of banks, financial services, networks, software companies, and consumers. For every payment transaction completed, there are a half dozen players involved and charging you for their services. Understanding credit card processing fees and how they work can be confusing, especially if you’re not in […]