[fusion_text]High Risk Industry Business Tips for 2013

High Risk Merchant Processing 101
Many domestic merchant account providers deny payment processing to high risk merchants. As nearly every business depends on the ability to accept credit card payments, we are here to make that possible for merchants in high risk industries.
For many companies, effective payments capabilities can provide the single most efficient avenue to improve profitability. Many companies are developing or reassessing payments strategies, applying advanced technology and looking for new avenues to optimize payments. Yet when it comes to payment optimization, an incremental attitude toward change is not sufficient. To obtain and sustain maximum benefits from advanced payments optimization practices, an overall approach is needed; one that senses and analyzes market conditions and enables organizations to identifies payments strategies at a micro level.

More Approvals in More High Risk Industries
Bankcard Brokers not only understands the challenges of your industry but has the power and partnerships to provide almost any high risk business with a dependable and affordable merchant account. Whether your business is retail or e-commerce, Bankcard Brokers, has a transparent and seamless solution to accept credit cards that your business will depend on for life. The following is a short list of just some of the businesses we currently provide merchant services to.

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  • Adult Sites and Products
  • Airline Tickets
  • Amusement & Recreation Services
  • Auto Rental
  • Bail Bondsmen
  • Buying / Shopping Clubs / Wholesale Clubs
  • Cash Advance
  • Collection Agencies
  • Continuity
  • Lotteries
  • Cellular Phones & Beepers
  • Check Cashing Services
  • Cigars
  • Coin Shops
  • Collection Agencies
  • Computer Stores
  • Credit Repair
  • Credit Interest Rate Reduction
  • Custom Products
  • Dating Websites
  • Debt Consolidation
  • Detective Services
  • Door-to-Door Sales
  • Downloading of Software
  • Ebooks and Software
  • E-Cigarettes
  • Educational Software
  • Electronics
  • Escort Services / Massage Parlors
  • Extended Warranties
  • Financial Services
  • FFL Dealers/Firearms
  • Forex Trading
  • Gentlemen’s Clubs
  • Gun Shops
  • Hair Restoration Services
  • High Volume / High Ticket
  • Home / Apartment Operated Business
  • Horoscope / Fortune Tellers
  • Infomercials
  • Insurance Products
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  • Internet Gambling/Gaming
  • Investment Opportunities
  • Internet / Custom Jewelry Sales
  • Internet Pharmaceuticals / Vitamins
  • Jewelry
  • Law Firms
  • Meat Provisions, Freezer, Lockers
  • Membership Sites
  • MLM
  • Mortgage Services / Securities Sales
  • Multi-level Marketing
  • Nutraceuticals/Herbal Supplements
  • Online Casinos
  • Online Gaming
  • Online Retail
  • Outbound / Inbound Telemarketing / Phone Solicitation
  • Payday Loans
  • Pawn Shops
  • Penny Auctions
  • Personal Injury
  • Phone Cards/Calling Cards
  • PPI Claims
  • Phone Escorts
  • Replica
  • Satellite TV
  • Scholarship Programs
  • Seminars, Educational
  • Social Gaming
  • Sports Cards
  • Sports Forcasting / Consulting
  • Stock Trading
  • Tech Support
  • Telemarketing
  • Telecommunications Equipment Sales
  • Tickets/Concert/Sporting Events
  • Time Share Sales
  • Travel/Travel Agencies
  • Used Auto Sales
  • VOIP and Telecom Services
  • Watches
  • Water Purifiers
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Why High Risk?

  • Your customers aren’t present to sign the credit card receipt. (Card-not-present processing.)
  • Your business is a start-up with an unproven credit history.
  • You or your business has bad credit.
  • You need to process a high volume of credit card transactions. (Over $25,000 a month.)
  • Your business has grown from small to medium or high volume.
  • Your business operates in certain “high risk” industries, like online pharmacies.
  • You offer a free trial followed by a recurring monthly payment.
  • Your average transaction is over $500.
  • Your business depends on seasonal or sporadic sales.
  • You sell to international customers, or intend to process payments in foreign currencies.
  • You have a history of excessive chargebacks or refunds.
  • If a bank has closed your merchant account in the past; if you’ve ever provided contradictory information on a merchant account application; or if you’ve had problems with customer service or unclear billing descriptions, you may also have a hard time getting a merchant account.
  • Your business has been added to the Match List or Terminated Merchant File
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