Author Archives: Kimberly Baylies

Lower Credit Card Processing Rates Now As Rate Hike Is Delayed

A credit card processing rate hike is the last thing small and medium-sized businesses need right now. But that’s exactly what they were going to get just as the economy began to open again. Thankfully, Visa decided to delay their increases, but not forever. At a time when businesses are struggling to keep afloat, they need […]

Accept Credit Card Payments Without A Merchant Account

More and more we are moving towards a cashless society. There are around1.5 billion credit cards in circulation in the United States today. And, with consumer credit card spend accounting for $4.737 trillion in 2018, it’s understandable why businesses need to accept credit card payments if they want to remain relevant and competitive. But, for […]

7 Easy Ways To Drive eCommerce Traffic And Convert [Per The Experts]

What’s the best way to increase your revenues and help your business grow? Find ways to drive more eCommerce traffic and convert, of course! But you can’t drive traffic to your site if people don’t know who you are. So you have to find more ways for them to find you online and tempt them […]

Time To Upgrade Your Credit Card Terminals? [3 Do’s and 3 Don’ts]

Is it time to update your credit card terminals? If you’re still swiping cards on your clunky old dinosaur of a terminal it might be time to think about an upgrade. I’m sure the old guy still gets the job done, but at what cost? There are many downsides to sticking with old equipment, some […]

Acquiring Business Capital Through Merchant Cash Advance

What do most business owners do when they decide its time to expand? They start looking into an SBA loan or go straight to their bank to apply for a business loan. Unfortunately, there are many difficulties when it comes to acquiring business capital. SBA loans are notoriously hard to qualify for. Big bank loans […]

Covid- The Catalyst Driving Contactless Payments In The U.S.

Just as the U.S. lagged behind other countries like Europe, Australia, and Canada in our adoption of EMV secure standards for many years, so are we way behind in our adoption of the use of contactless payments.  Due to the Covid pandemic, the EU is advocating the use of contactless payment methods such as contactless […]

Conducting Business In Adverse Times? Update Your Merchant Account

Brick-and-mortar is hurting right now. Having to shutter doors to help curb the spread of a global pandemic isn’t easy. Regardless, companies are finding ways to conduct business, even in adverse times. But, they may have forgotten to update their merchant account to reflect the changes. The world of retail will likely never be the […]